This is one of the largest units in the building. Located on the top (6th) floor it features an open kitchen/living room with a glass slider leading to a private balcony.Sale is subject third party approval of the Offer To Purchase and the estimated HUD-1 Settlement Statement in its entirety. Rejection of any part of the Offer To Purchase or estimated HUD-1 Settlement Statement by the third party shall be deemed as a rejection of the entire sale.
This is a Mid-Rise style home and features 3 total rooms, 1 full bath, 2 bedrooms, and is currently available for $110,000.
For complete details click here.
Spacious end-unit w/ EIK ,granite counter,new sink/disp.Lg carpeted LR w/bay wndw,pwdr rm.Walk out LL,possible 3rd bedrm,work/storage area w/laundry hookup.Sale subj 3rd party approval of Offer To Purchase & estimated HUD-1 Settlement Statement in its entirety.Rejection of any part of Offer To Purchase or estimated HUD-1 Settlement Stmt by 3rd party shall be deemed as rejection of entire sale.
This is a Townhouse style home and features 5 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $165,000.
For complete details click here.
Available for IMMEDIATE occupancy, the finishing touches were just put on this IMMACULATE and updated townhouse style unit at beautiful Windsor Green Condominiums in North Framingham.Enjoy NEW kitchen and baths. Parquet floors refinished and all walls painted a nice neutral palette, ready for your decorators touch. Washer/dryer in the unit. Fenced in private patio perfect for outside enjoyment. In-ground pool and playground, snow removal and professional landscaping all included.
This property features 4 total rooms, 1 full bath, 1 half bath, 2 bedrooms, and is currently available for $1,450.
For complete details click here.
You may be considering buying a home but it is hard to know if you are ready to be a homeowner. It can be a big step. Buyers that educate themselves on the process and set realistic expectations have the best experiences.
To gauge whether or not you are ready to own your first home you should ask yourself some serious questions.
- Are you in a lease or is your living situation easily changed?
- Do you need to remain in your current community or would you be willing to move?
- Do you have the time and resources necessary to make your first home purchase a success?
If you have answered these questions favorably you may well be on your way to homeownership.
The next step is to evaluate your financial situation. Here are some questions to check your financial readiness.
- Do you have a steady source of income?
- Do you know your credit history?
- Do you have a down payment ?
- Are you ready for the financial responsibilities that coincide with home ownership?
If your answers to these questions are positive then it is time to get the loan process started to see how much you can afford. A reputable lender will give you realistic expectations and many offer a free consultation for buyers seeking pre-approval.
Now it is time to start your search. Working with an agent that you trust and are comfortable with is very important. My skills include educating you about the buying process, negotiating, having your best interest in mind and helping you find a perfect first home while hopefully saving you time and money.
This Colonial home set back from the main road offers a great option for the large or extended family with great flexibility. The main house has 3 beds and 2.5 baths, hardwood in living room, family room (with a fireplace), and dining room. The master bedroom has a skylite,ceiling fan, and full bath.The separate au pair offers a spacious bedroom 1.5 baths, a living area, a loft, and vaulted ceilings and skylites with a very flexible floor plan for an office, library, or den. Easy commuter locale
This is a Colonial style home and features 10 total rooms, 3 full baths, 2 half baths, 4 bedrooms, 0.30 Acres, and is currently available for $275,000.
For complete details click here.
This could be your gift for the holidays! Well maintained modern expanded cape w/ loads of extras & special touches on over 2 acres. The updated granite kitchen with top of the line SS appliances and 24×19 skylit vaulted family room with wet bar & brick FP, open thru wide french doors to spectacular sunroom/deck/patio/in-grnd pool w/ BR/shwr & back yard. 4/5 BRs & 14×35 bonus room w/ bath offers plenty of flexiblity for 2nd master, rec room, large office/in-home business, exe. room, or studio.
This is a Cape style home and features 10 total rooms, 2 full baths, 1 half bath, 4 bedrooms, 2.40 Acres, and is currently available for $565,500.
For complete details click here.
located in sought after cul de sac location this wide split entry home with 4 bedrms and 2.5 bath Mster bedroom has shower bath and walk in closet, full applianced kitchen,full size furniture living room,dining room has sliding door to 3 season porch,floors are mix carpet,hardwood,ceramic,vinyl,Basement has family room,laundry (hook ups) /storage room,1/2 bath door into 2 car garage.walkout door to back yard and some more storage area partially covered multiple car driveway.
This property features 9 total rooms, 2 full baths, 1 half bath, 4 bedrooms, and is currently available for $2,400.
For complete details click here.
It is almost 2012 and now is the time to start thinking about tax planning strategies. Specifically, both the Patient Protection and Affordable Care Act (the “Health Care Act”) and the Tax Relief, Unemployment Insurance Reauthorization and Jobs Creation Act (the “Tax Relief Act”) were enacted into law in 2010 and offer certain tax planning opportunities.
1. Maximize your medical expense account
A medical expense flexible spending account, or FSA (Flexible Spending Account), allows you to use before-tax earnings to pay for medical or health care expenses not covered by your health insurance. Assuming a 25 percent tax rate, this means that for every $100 you allocate to your health care FSA you will avoid $25 in tax. The Health Care Act limits the maximum contribution to these types of accounts to $2,500 starting in 2013, so 2012 is the last year to use an FSA to pay for orthodonture work or other large medical expenses on a tax favored basis.
You should check the specifics of your employer’s plan, but using before-tax dollars for medical expenses will maximize your health care dollars.
2. Is it time to sell?
The Tax Relief Act maintained the top capital gains and dividends rate of 15 percent for 2011 and 2012. In 2013, the top capital gains rate will increase to 20 percent and the top dividends tax rate will increase to 39.6 percent. The Health Care Act also created a new 3.8 percent tax on investment income that will increase your tax rate by 3.8 percent on investment earnings if you file jointly and make over $250,000. While the threshold is relatively high, it is not indexed for inflation and applies the tax to all investment earnings to the extent modified income exceeds the threshold. As we saw with the Alternative Minimum Tax, what seems like a tax on those with higher income will likely become a broad based tax after some period of time due to the impact of inflation.
Given these temporary lower rates, and the looming 3.8 percent tax, you might consider whether it makes sense to sell some capital assets in 2011 or 2012. Of course, tax considerations are only one factor when determining whether to buy, hold or sell an investment.
3. Consider converting retirement assets
In 2010 there was a tremendous increase in conversions of traditional retirement assets to Roth 401(k)s or Roth IRAs due to the elimination of income limits on conversion and the one time opportunity to pay the conversion tax liability in 2011 and 2012. However, even without the ability to pay the tax liability over two years, converting to a Roth can still be a very powerful planning strategy. Roth retirement assets provide a tax-free asset that diversifies your retirement portfolio, allows for yearly retirement tax planning, and acts as a hedge against future tax rate increases. Roth IRA assets are also not subject to age 70 1/2 required minimum distributions or RMDs, which further enhances the power of the tax-free Roth growth.
4. Contribute to an IRA
Many individuals do not realize that they can contribute to an IRA no matter how much income they make. The income limits for IRA contributions only apply to determine if the contribution to the IRA is deductible from income. If you have earned income and are not at least age 70 1/2, funding an IRA even on an after-tax basis can be a powerful savings strategy and can help to make up for past under saving. And don’t wait to fund the IRA when you file your income tax return in April. You can make that contribution now and enjoy extra time to grow your retirement nest egg.
5. Make charitable contributions
The Tax Relief Act extended for 2011 only a prior tax law provision permitting individuals age 70 1/2 or older to use up to $100,000 per year of IRA distributions to make charitable contributions and avoid paying income tax on that amount. Absent this provision the individual would have to include the IRA amount in income and then take a charitable deduction. Given the limitations on charitable contributions and itemized deductions under current law, it is very likely that this two step process would result in the individual not receiving a charitable deduction in an amount to offset the income recognition.
If you are age 70 1/2 or older and you plan on making charitable contributions, by using your IRA funds you can maximize the tax benefit of that donation.
Flu season is here. Flu season usually begins when cold weather appears. Annual outbreaks of seasonal flu usually occur during the fall through early spring. In a typical year, approximately 5 to 20 percent of the population gets the seasonal flu. You can take some steps to help prevent the flu from infecting your home.
1. Get vaccinated. Vaccination is the first step to flu prevention. In general, all healthy people should get vaccinated. The CDC now recommends that, in addition to other high risk groups, all healthy children get a flu vaccination. Find a local vaccination center here.
2. Wash your hands. Cold and flu viruses may be spread by indirect contact. Maybe someone sneezes onto their hand and then touches a doorknob, only to have the virus picked up by the next person who also touches it. Washing your hands is the best way to prevent getting sick.
3. Do the elbow cough. Since viruses cling to your bare hands, you can reduce the spread of viruses by perfecting the art of the elbow cough. When you cough, simply cover your face with your entire elbow. It’s also an easy technique to teach kids.
4. Disinfect common surfaces. Viruses that cause colds and flu can survive on common surfaces for up to 72 hours. Use disinfecting products on phone receivers, doorknobs, light switches, and remote controls.
5. Drink Water. Water can help strengthen your immune system, keeping the flu at bay. And if you do get sick, water flushes your system, re-hydrates you and washes out the toxins. An adult should drink eight 8-ounce glasses of fluids each day. If the color of your urine is close to clear, then you are getting enough. If it’s deep yellow, drink more water.
For more information on the flu go to the Center for Disease Control and Prevention website.
Featured Property Slideshow
Framingham Listing AlertsFramingham, MA - $439,900
5 ARDMORE ROAD - Single-Family - Colonial - Rooms:8 - Beds:4 - Baths:2/154 minutes agoFramingham, MA - $279,900
13 Carling Road - Single-Family - Ranch - Rooms:9 - Beds:4 - Baths:1/114 hours agoFramingham, MA - $472,500
11 CHECKERBERRY LANE - Single-Family - Colonial, Garrison - Rooms:9 - Beds:4 - Baths:2/116 hours agoFramingham, MA - $625,000
11 Fenwick Cir - Single-Family - Colonial - Rooms:9 - Beds:4 - Baths:2/117 hours ago
Southborough Listing AlertsSouthborough, MA - $116,900
30 Turnpike Road - Commercial - Year Built:1995 - Acres:1.3855 minutes agoSouthborough, MA - $575,000
49 East Main St (Cul De Sac) - Single-Family - Colonial - Rooms:8 - Beds:4 - Baths:2/1Southborough, MA - $1,365,000
8 Metcalf Ln - Single-Family - Colonial - Rooms:12 - Beds:4 - Baths:4/1Southborough, MA - $729,000
8 Autumn Hill Lane - Single-Family - Colonial - Rooms:9 - Beds:4 - Baths:2/1
Ashland Listing AlerstAshland, MA - $598,000
2 High Ridge Rd - Single-Family - Colonial - Rooms:11 - Beds:4 - Baths:2/119 minutes agoAshland, MA - $149,900
8 Day Rd - Single-Family - Ranch - Rooms:6 - Beds:3 - Baths:114 hours agoAshland, MA - $314,900
8 Prospect Street - Single-Family - Ranch - Rooms:8 - Beds:3 - Baths:1Ashland, MA - $559,900
47 Grover Rd - Single-Family - Colonial, Contemporary - Rooms:9 - Beds:4 - Baths:2/1
- Residents: Water and Sewer Bills To Jump By 20 Percent May 19, 2013Town Meeting members approved an $18 million water budget and a $21 million sewer budget this week. […]
- Sobriety Checkpoint in Middlesex County This Weekend May 19, 2013Submitted by the Massachusetts State Police, headquartered in Framingham : Colonel Timothy P. Alben, Superintendent of the Massachusetts State Police, announced that a "Sobriety Checkpoint" will be implemented by the Massachusetts State Police on a Public Way in the Counties named below. […]
- Police Log: Man Living Behind a Dumpster, Mattress Fire on South Main May 19, 2013Wednesday, May 15 8:11 p.m.: A caller reported a mulch fire at Applebee's. 8:17 p.m.: A caller said her 13-year-old son had assaulted her. […]
- MassBay College, Framingham Agree To 2-Year Lease Extension May 19, 2013UPDATED: 11 a.m. School Committee releasedits agenda and will vote onthe 2-year lease Monday night Framingham Patch has learned that MassBay Community College and Framingham has agreed, in terms, to a 2-year lease extension for the college to use the former Farley School building on Flagg Drive, next to Fuller Middle School and across from McCarthy ... (more […]
- Meningitis outbreak criminal probe still ongoing May 18, 2013The U.S. Attorney in Boston has given notice in a pending civil case that his office is still actively investigating allegations concerning the drug compounding firm blamed for a nationwide fungal meningitis that has taken the lives of 15 Tennessee patients and sickened 152. […]
- Residents: Water and Sewer Bills To Jump By 20 Percent May 19, 2013
- Local students to perform at cello festival
- Low voter turnout in Northborough and Southborough
- 1 Arrested For Driving With Revoked License
- Fire at Celtic Tavern Causes Extensive Damage
- Cecile 'Ceil' Sharon, 70
- Senior Songsters thank Jim and Linda Duncan for the memories
- Going the Distance: NSPAC honors 105 for contributions to special education
- Women's commission honors Donna McDaniel at Statehouse
- Southborough police log, May 10 edition
- Consultants Hired for Casino Work, Review Timeline Compressed
- Robert E. 'Bob' Lindsey, 68 May 13, 2013FRAMINGHAM: Robert E. "Bob" Lindsey, 68, died peacefully surrounded by his loving family on May 8, 2013 following a determined and courageous battle from injuries sustained in a motor vehicle accident on September 26, 2011. […]
- Sunday PreviewWalking tours tell local lore, history May 11, 2013In our day-to-day lives, there's so much we overlook: tidbits of history, flora, fauna, architecture, animals - even other people. […]
- Photos: Week of May 6 May 11, 2013HCAM photographers are always on the scene capturing life around Hopkinton. This past week, on the 5th, Dick Bartlett was there as Milford, Ashland, and Westborough fire departments assisted Hopkinton during a barn fire on 64 South Mill Street. […]
- Neighbors, Strangers Helping Fire Victims May 6, 2013Last Wednesday, the Framingham Fire Department was battling a house fire at 12 Hallet Rd. […]
- Holliston Cops Respond to Break-In, Family Disputes May 3, 2013Tuesday, April 30 12:53 a.m.: Police did a house check on Timber Ledge Drive. 1:09 a.m.: Police did a house check on Maple Street. […]
- Fires Destroy 2 Homes May 2, 2013Framingham Fire Department was battling a house fire at 12 Hallet Rd. in Saxonville, when they received notification of a second house fire at 5 Fairfield Rd. […]
- Area Selectmen Team Up to Fight Casino April 25, 2013With the casino proposal for Milford working its way though the Massachusetts Gaming Commission's process, surrounding communities are hoping they will be a more formidable opponent by banding together. […]
- Robert E. 'Bob' Lindsey, 68 May 13, 2013